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Finance

Break-Even Analysis: How to Know Exactly When Your Business Starts Making Money

29 June 2026·5 min read·Syntra Blog

Every business has a revenue point below which it loses money. Most small business owners don't know theirs. Here's how to calculate it in 10 minutes — and what to do with the number.

What is break-even analysis?

Your break-even point is the level of sales at which your total revenue equals your total costs — you're neither making money nor losing it. Above that point, every sale generates profit. Below it, you're burning cash.

Most small businesses run on gut feel. Break-even analysis replaces gut feel with a number.

The two types of costs

Fixed costs: expenses that stay the same regardless of how much you sell.

  • Rent
  • Salaries (yours and any employees)
  • Insurance
  • Software subscriptions
  • Loan repayments
  • Variable costs: expenses that increase with each unit you sell or service you deliver.

  • Raw materials
  • Packaging
  • Delivery costs
  • Payment processing fees
  • Commission to sales staff
  • The break-even formula

    ```

    Break-even (units) = Fixed costs ÷ (Price per unit − Variable cost per unit)

    ```

    Or in revenue terms:

    ```

    Break-even (revenue) = Fixed costs ÷ Gross margin %

    ```

    Example: a small café

    Fixed costs (monthly)Amount
    Rent€2,200
    Staff (2 part-time)€3,100
    Utilities€450
    Equipment lease€320
    Insurance + accountant€280
    Total fixed costs€6,350

    Average ticket: €8.50. Variable cost per ticket (ingredients + packaging + card fees): €2.90.

    Contribution margin per ticket = €8.50 − €2.90 = €5.60

    Break-even in tickets = €6,350 ÷ €5.60 = 1,134 tickets/month

    That's about 38 tickets per day, 6 days a week. Is that realistic? Now you have a concrete target.

    Break-even in revenue

    If your gross margin is 65%:

    €6,350 ÷ 0.65 = €9,769 minimum monthly revenue

    Below €9,769, the café loses money. Above it, every euro of extra revenue generates €0.65 of contribution toward profit.

    What break-even analysis tells you

    1. Whether your business model works: if break-even requires more customers than the market can realistically deliver, the model needs to change before you scale.

    2. The impact of a price change: raise your price by €0.50, and the break-even drops significantly. Lower your price by €0.50, and you need many more customers to compensate.

    3. How much runway you have: if you're currently generating €7,500/month and break-even is €9,769, you know exactly how far you are from profitability — and how urgently you need to act.

    4. The effect of new fixed costs: thinking about hiring someone? Adding a new rent? Break-even analysis shows you the revenue increase needed to justify the cost.

    Sensitivity analysis: what if things change?

    ScenarioBreak-even revenue
    Current€9,769
    Rent increase of €300€10,231
    +1 part-time staff€11,000
    Price raised by €0.50€8,640
    Variable costs up 10%€10,800

    This table shows why price increases are often more powerful than cutting costs: a small price rise has an outsized impact on break-even.

    The break-even mindset

    Break-even isn't a one-time calculation. Recalculate it:

  • When you add a fixed cost (new hire, new rent, new software)
  • When your variable costs change (supplier price increases)
  • When you change your pricing
  • Every quarter as a financial review
  • A business that knows its break-even can make decisions. One that doesn't is flying blind.

    How Syntra makes break-even tracking automatic

    Syntra categorises every expense as it comes in — separating fixed from variable costs automatically. Your P&L dashboard shows monthly revenue vs costs in real time, so you always know whether you're above or below break-even without waiting for your accountant's year-end report.

    📊 Track your real costs and margins with Syntra — try free.

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